Selling Your Home Due To Ill Health

house model

Illness can have a major effect on your current situation, and if you, your partner or even a loved one has fallen ill, moving home may become a necessity. It can be a tough and upsetting decision, but there are multiple housing options and services to support you through this difficult time.

Whether you have an unwell family member who lives far away, or your existing home is no longer suitable for your needs (for example, climbing the stairs may now be tricky), moving home can provide a solution. Explore the options available to you below.

In this article:

Should I sell my house due to ill health?

Realising that you or your partner need extra care often triggers thoughts of a house move.

If you’re still able to live at home, but your existing property is causing problems, selling your house and moving to one that’s adapted to your needs is a good idea. Whether stairs now pose a major issue, or you need a house that provides things like lower counter tops and a larger, accessible bathroom, moving means you can select somewhere new that will guarantee your comfort.

Alternatively, if moving to residential care is the next step for you, leaving your home as an empty property can lead to mounting costs, like council tax and utility bills. If you will be leaving your partner to live in your home, downsizing to somewhere smaller can make things more affordable for the both of you too.

Where to start

Making the decision to sell your home can be difficult. We recommend you seek professional advice and support to explore your options.

If you do decide to sell but putting your property on the market feels too overwhelming, or too slow, consider a quick house sale company like Good Move.

There are no seller’s fees involved, no estate agents and we’re the most highly regulated quick sale company in the UK. At Good Move we will buy your property whatever its condition, offering up to 80% of its market value, all while freeing you from the long wait often caused by house chains.

Housing Options

There are many options to consider when downsizing or moving to a new home offering more care. Here are some of the available choices:

Sheltered housing schemes

Sheltered housing schemes are perfect for those who mostly live independently but like the peace of mind of occasional support. Sheltered housing offers security features like an emergency alarm and a warden. You can choose a scheme through your local council or buy a property privately.

Extra care housing

Extra care housing is also known as assisted living and offers more support than sheltered accommodation. Besides living in a self-contained flat, you can take advantage of extra services like meals and personal care. The level of care available can often be tailored to you.

Close care housing

Close care housing offers housing for older people on the same site as a care home. This type of living offers personal care with the option to move into residential care if needed. It’s perfect for those who like their independence and wish to live alone, but know they’ll need increasing care in the near future.

How to make the moving process easier.

Moving to a new house often takes many months and there’s a lot to organise. If you’re not feeling your best, or your partner needs more support than usual, we have a checklist on how you can make it easier.

Your house moving checklist

Declutter your home

A good clear out not only feels good, it also thins out the things you don’t need to take with you. It will save on house moving costs, packing time and effort. Consider donating things to charity and, if you have the energy, a car boot sale might also make a little extra money – a family member could even run the sale for you.

Start early

Putting things off only adds unnecessary stress. Write a list, keep it handy and gradually work through it as early as you can. Start packing at least a month before your moving date. You can pace yourself, think clearly and pack in order of rooms.

Label all boxes

Pack away things you use least first and label the sides as well as the top of boxes, in case they are stacked. Pack essentials like mobility equipment last and keep them handy so the box doesn’t get lost. Consider keeping an inventory so you can avoid confusion in your new home.

Professional movers

It’s easy to underestimate how many possessions you have until you need to pack them. A professional moving company is worth every penny when you’re not well enough to deal with it. They take all the hassle off your hands.

Create an essentials bag

There’s nothing better than having the absolute essentials to hand when you move in. Create a box with the simple things like tea bags, mugs, a kettle and medication, and add some extra to make everything easier.

Care and support

When you’re moving due to ill health, it’s a good idea to make sure you have the same level of support in place at your new home. This is something you need to set up in plenty of time as you need your care to be seamless. If you’re moving within the same council area, talk to your carer about your move. If you’re moving to a new council area, you will need to contact them about your care and you may need to complete a new financial assessment after moving home.

Support services

If you’re moving far, any care or mobility equipment will need to be returned to your local trust. Your new social services team will be able to replace them. Blue Badge disability parking doesn’t need to change, and any bus passes should still be applicable when you move however. Remember your social care needs change and regular reviews are really important. These assessments also highlight whether you need extra help in your home, so it’s worth doing if your situation has suddenly changed.

Financial support

Your Disability Living Allowance, Attendance Allowance, Incapacity Benefit or Employment and Support Allowance won’t be affected once you move, unless you’re moving into a care home or hospice. You’ll need to inform Social Security that you’re changing address well in advance, so they can transfer your financial support to your new property. If you have to wait for your new home to be adapted before you move, you can apply for a Housing Benefit to help pay for the new property for up to four weeks before you move in.

Housing Options

There are many options to consider when downsizing or moving to a new home offering more care. Here are some of the available choices:

Sheltered housing schemes

Sheltered housing schemes are perfect for those who mostly live independently but like the peace of mind of occasional support. Sheltered housing offers security features like an emergency alarm and a warden. You can choose a scheme through your local council or buy a property privately.

Extra care housing

Extra care housing is also known as assisted living and offers more support than sheltered accommodation. Besides living in a self-contained flat, you can take advantage of extra services like meals and personal care. The level of care available can often be tailored to you.

Close care housing

Close care housing offers housing for older people on the same site as a care home. This type of living offers personal care with the option to move into residential care if needed. It’s perfect for those who like their independence and wish to live alone, but know they’ll need increasing care in the near future.

Get in touch with our surveying experts here at Good Move today for further advice and a fast, convenient sale.

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